Property and technical insurance
From office equipment and production machinery to complex IT systems, property and technical insurance covers your company’s key assets. Whether fire, theft, natural disaster or technical malfunction: tailor-made policies enable you to maintain financial stability and protect your business operations against unexpected events.
Electronics
insurance
Modern technology plays a central role in many companies: from computers and servers to production facilities and high-tech measuring devices. Electronics insurance protects you from the financial consequences if important equipment fails due to damage, incorrect operation or external influences. This allows you to secure work processes and avoid unforeseen costs.
Examples of damage
Overvoltage due to lightning strike
A lightning strike in the vicinity causes a power surge that damages your server hardware. Electronics insurance covers repair or replacement costs, ensuring that business operations can resume quickly.
Liquid damage caused by accident
An employee accidentally spills a drink on a company laptop. Electronics insurance covers the damage so that you can have the device replaced or repaired as quickly as possible.
Damage during production
A high-tech measuring device fails due to mechanical impact during operation. The insurance covers the costs of replacement parts or a new purchase, keeping your production processes running.
Machinery breakdown insurance
Whether in manufacturing, skilled trades or technical services, modern machinery is often at the heart of a business. If a machine breaks down, this can have a significant impact on production and turnover. Machinery breakdown insurance protects you against unforeseen damage caused by operating errors, material or construction defects, or external influences. This protects your operational processes and ensures that expensive repairs or replacements do not place a disproportionate strain on your budget.
Examples of damage
Defect caused by foreign objects
A metal part that has gone unnoticed in the machine causes serious damage to the rollers and leads to a production stoppage. Machinery breakdown insurance covers the repair costs and the necessary dismantling of the damaged parts.
Material defect in a new production plant
After commissioning a newly installed system, unexpected cracks appear in important components. Machinery breakdown insurance covers the repair and prevents costly downtime.
Sinnvolle Ergänzungen
Installation insurance and construction insurance
Construction sites and assembly work involve a wide range of risks: from sudden storms to unexpected damage to machinery or building materials, undesirable events can significantly delay a project and cause financial losses. Assembly and construction insurance protects you against these risks by covering both unforeseeable damage to the construction project and to assembled equipment.
Examples of damage
Construction halt due to severe weather
Heavy rain and storms sweep away newly laid building materials and damage structures that have already been erected. Construction insurance covers the costs of repair and restoration.
Theft of building materials
Steel beams are stolen from an unguarded construction site during the night. Without insurance cover, the company would have to bear the financial loss alone. Construction insurance closes this gap and ensures rapid compensation.
Damaged construction machinery during assembly
During the installation of a system on a construction site, a component gets caught in an unprotected gearbox. This results in high repair costs and project delays. Installation insurance covers the costs of repair.
Sinnvolle Ergänzungen
Construction worker
insurance
Property insurance
Companies are highly dependent on their material resources: buildings, machinery, goods and technical equipment often form the foundation of business operations. Property insurance offers comprehensive protection against the financial consequences of damage caused by fire, storm, burglary and many other risks. This not only protects your property, but also the stability of your company.
Examples of damage
Fire damage in the warehouse
A short circuit in the electrical system causes a fire that damages parts of the warehouse. Property insurance covers the costs of rebuilding and replacing the destroyed goods.
Storm damage to the workshop
A severe storm tears open the roof of a workshop, causing rainwater to damage machines and tools beyond repair. Property insurance provides financial support for repairs and the purchase of new equipment.
Burglary in the office
Burglars gain access to the business premises at night and steal IT equipment and cash from a company cash register. Property insurance covers the damage to property and enables rapid replacement.
